Scottsdale Finance Center | Subaru Lease & Loan Options

Young couple filling out an online finance application

Apply for Subaru Financing Online

Our pre-qualification is a quick and easy way to see where you stand before you step foot in our showroom. Take a few minutes and complete our secure online application from the comfort of your own home today.


Get Pre-QualifiedShopping Tools

Auto Financing Has Never Been Easier

When you choose AutoNation Subaru Scottsdale for your auto financing needs, you can expect:

AutoNation Easy Credit icon

Easy Credit

Regardless of your credit situation, chances are we can find a lender and a program to fit your budget.

AutoNation Worry-Free Financing 
icon

Worry-Free Financing

We offer a wide range of finance and lease programs with a menu that makes financing with us clear and simple.

AutoNation Pricing icon

Straightforward Pricing

You'll receive a low price on new and pre-owned vehicles. So you'll save time and get a great value.


Frequently Asked Questions

Is it better to lease or buy a car?

It depends. Leases and loans are simply two different methods of automotive financing. One finances the use of a vehicle; the other finances the total cost of a vehicle. Each has its own benefits and drawbacks. It's not possible to simply say that one is always better than the other because it depends on your own particular situation and preferences. You must not only look at the financial comparisons but also at your own personal priorities and what's important to you.

Do you like driving a new car every two or three years, prefer lower monthly payments, or drive under 10,000 miles per year? Leasing might be the best option.

Do you like to keep your car for longer than three years, drive more than 10,000 miles per year, or enjoy modifying or customizing your car? You should probably consider purchasing your next vehicle.


Lease vs. Buy

Can I trade in my car that's not paid off?

In a word: yes. Trading in a financed vehicle is very common. There are a few things to still be aware of though.

If you are underwater with your current loan (you owe more than your car is worth), the negative equity will be added to the new loan.

If you are not underwater, the remaining loan balance will simply be deducted from the value of your trade-in.

In both cases, we will take care of paying off the lien holder and getting the title for your vehicle. This is one less thing you have to worry about when you trade in your car with us, versus selling it privately. In fact, we will even buy your car from you regardless if you buy a vehicle from us!


Learn More

How much should a car down payment be?

It is recommended to put at least 10% down on the purchase of a new or pre-owned vehicle, but as little as $500 can be sufficient in many cases. There is no harm in putting down as much as possible though, and we would suggest aiming for putting down around 20% to help lower your monthly payments.

You don't necessarily need to have this cash on hand though. If you are trading in a vehicle, the value of your trade-in will help cover most of, if not all, of your down payment.

If you are interested in having the lowest possible down payment, taking advantage of our low or no money down lease specials may be your best option. Check out our current lease offers today or contact us for more information.


View Special Offers

Can I finance a used car?

Absolutely! We offer financing on all of our vehicles, both new and pre-owned. In fact, banks typically see lending through a dealership like us as less risky compared to lending to a private party. So when you finance a pre-owned vehicle through us, not only are you are more likely to get approved, you will probably get better loan terms too.

Get pre-approved for pre-owned vehicle financing today with our online finance application, then be sure to check out our complete selection of pre-owned cars, trucks, and SUVs for sale near you!


View Pre-Owned Inventory

Can I get a car loan with bad credit?

Yes! Thanks to our worry-free financing, we are able to offer new and pre-owned vehicle financing to almost everyone, regardless of your current credit situation! Chances are we can find a lender and a financing plan that works for you.

In fact, you can even apply for a car loan from the comfort of your own home today with our fast and secure online finance application. If you have any questions, feel free to give us a call to speak with one of our knowledgeable finance team members. We are dedicated to getting you behind the wheel of a new or pre-owned vehicle regardless of your credit score.


Apply for an Auto Loan


Subaru Protection Plans

Your vehicle is a big investment, so it's important to keep it protected. [Dealership Name] offers an array of protection plans to help you with mechanical breakdowns, routine maintenance, and unexpected emergencies such as vehicle theft, flat tires, road hazards, spills, and dents. Drive with the peace of mind knowing that your car is protected.

Appearance & Maintenance
Protection

Theft & Investment
Protection



Explore Protection Plans


Shopping Tools


Subaru Payment Calculator

Use our calculator tool to estimate your monthly payment amount if you know the price of the vehicle you're looking to finance or how much you want to spend in total.


Estimate Your Payment

Subaru Special Offers

AutoNation Subaru Scottsdale offers a variety of lease specials and financing offers on popular Subaru models. Getting behind the wheel of a Subaru has never been easier.


View Current Specials

We'll Buy Your Car

Get a free certified offer and turn your car, truck, or SUV into cash today. Your offer is guaranteed for 7 days or 500 miles at any AutoNation location across the country.*


Get a Certified Offer


Shop by Monthly Payment

Have a monthly payment amount in mind? Our affordability calculator allows you to shop for new and pre-owned vehicles within your monthly budget.**



Your Trusted Subaru Finance Center in Scottsdale

[Dealership 
Name]

AutoNation Subaru Scottsdale is your go-to local Subaru finance center in the Scottsdale area. We are committed to making every step of the finance process easy and stress-free. Our financial experts work closely with you to figure out what is best for your unique situation, so you can enjoy the same comfort and freedom with your payments as you do behind the wheel. All types of credit, from good to bad, can qualify for financing. Our team of knowledgeable and experienced finance specialists work hard to make your dream Subaru go along with a dream payment plan. We understand your vehicle is more than just transportation; it is an investment and integral part of your life. Making sure you are excited to receive the keys to your new vehicle, without any financial worries, is our ultimate goal.

Whether you are looking to lease or buy your Subaru, you will find our competitive finance packages as exciting as the vehicles themselves. Apply for Subaru financing today with our quick and secure online application, or give us a call at (480) 420-3440 to schedule an appointment with one of our finance team members to discuss your options. We look forward to getting you behind the wheel of the Subaru you have been dreaming about today!


Apply for FinancingView Our Inventory




Your privacy is important to us.

[Dealership Name] takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.


*Subject to in-store verification, vehicle condition and mileage. Appraisal valid for 7 days or 500 miles, whichever comes first. See store for details. Some restrictions apply.

** These calculations are for reference purposes only. All figures are estimates only and are not guaranteed as accurate. Always consult a professional financial advisor.


;
; ;